For most people these days it has become one of their sole priorities to retire at an early age but they do not want to take the risks that seem to face people these days when it comes to investing. The steps to make sure that you are not taking a big risk and to be sure that you are making the money you want are not all that hard in achieving.
The first and easiest thing to do is invest in stock. Between stocks, bonds and treasury bills, stocks return about 4% more a year than the others. If you invest in the others it could be up to 35 years before you actually double your money. A math whiz is not needed to figure that stacks are better when it comes to investing. It has been time proven that the risk is a little higher when it comes to stocks but in a five-year period most stocks have not stayed in a loosing streak.
If you have a long time before retirement you will what to invest in stocks. On the other hand if you have only a short time before you jump off the wagon you might want to think about a bank certificate or a money market fund. You might be the kind of person that is in the middle. If this is true divide your money in some of both. Just remember that there is no investment that is so critical that you have to loose sleep over it.
Most people these days that have a long while before retirement have chosen to invest almost solely on stock and they will see that there choice was a good one. You need to remember to also have an investment plan that is secure. Do not think that you can just throw money into the stock and come out on top. Make sure that your portfolio is strong and your investments compliment each other and they are made up of funds that are first class. Paying attention to these things will yield higher returns and decrease the risk of investing.
Remember to invest in different stocks. Do not just simply keep your faith in one that has been overwhelmingly high for a while only to flop just when you decide to invest.